About Cameron Kusher

Cameron Kusher is RP Data’s senior research analyst, specialising in primary and secondary data analysis, property market commentary and consultancy. Cameron has a thorough understanding of the fundamentals such as demographics, trends, economics and spacial analysis and is a regular keynote speaker for property-related groups, regulated industry bodies, corporations and the government sectors. Follow Cameron on Twitter @cmkusher

Author Archive | Cameron Kusher

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APRA data shows investment lending continues to outpace growth on owner occupier loans

The Australian Prudential Regulation Authority (APRA) released their quarterly Authorised Deposit-taking Institution (ADI) Property Exposures data for March 2015 earlier today.  The data always provides a valuable insight into current and historic mortgage lending by domestic ADIs and this quarter’s release was no different.  Given the heightened vigilance from APRA around investment lending and overall […]

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Property related tax revenue moves beyond the $40 billion mark for the first time on record

Last week the Australian Bureau of Statistics (ABS) released data which revealed that 48.7% of state and local government taxation revenue over the 2013-14 financial year came from property related taxes. The data showed that over the year, state and local governments collected a record $40.485 billion in taxes from property related sources.   In comparison, […]

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Chart 4

Investor lending surges again in March

Housing finance data released yesterday by the Australian Bureau of Statistics (ABS) for March 2015 showed that despite the recently released guidelines for sound lending practices released by APRA and repeated warnings from the RBA, lending for investment purposes continues to surge. While values are still rising, the prospect of very low yields remain no […]

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Dwelling approvals hit new record highs in March 2015

The Australian Bureau of Statistics (ABS) released building approvals data for March 2015 earlier today. The data showed that over the month there were 19,419 new dwelling approvals which was a record high and 2.8% higher than levels in February. The data highlights that approvals and subsequently new housing construction is continuing to surge across […]

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Some ideas about measuring the relativity of housing costs

Measuring the cost of housing and housing affordability is such an abstract idea because it is not a one size fits all measure and there are so many factors which contribute to affordability or unaffordability. Most of the common measures have one or a number of glowing weaknesses which I will cover. Interest rates What […]

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Inflation adjusted home value growth: Sydney and Melbourne are the only capital cities where dwelling values have risen at a faster pace than inflation over the past five years

The Australian Bureau of Statistics (ABS) released Consumer Price Index (CPI) data for the March 2015 quarter yesterday. The data showed that over the quarter, headline inflation was recorded at 0.2% taking annual inflation to 1.3%. The Reserve Bank’s (RBA) preferred measures of underlying inflation, the trimmed mean and weighted median, were recorded at an […]

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Australia has a glut of bedrooms but a dearth of policies in place to make these rooms and homes available to those who need them most

The last Census showed that across Australia we have ample bedrooms to cater to our population yet the lack of new housing supply over recent years along with increasing demand for homes has resulted in increases in home values. Particularly in Sydney and Melbourne the escalation in home values over recent years has been strong […]

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The relationship between dwelling approvals, commencements and completions

Earlier this week the Australian Bureau of Statistics (ABS) released building activity data for the December 2014 quarter. The data includes quarterly figures for dwelling commencements and dwelling completions. With a record number of dwelling approvals coming through the system it is important to track this data as it provides insight into how many of […]

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Is lending to investors finally starting to slow?

The Australian Bureau of Statistics (ABS) released housing finance data for February 2015 earlier today. The results suggested to me that perhaps; after many warnings, the exuberance from the investor segment of the market is starting to slow. Keep in mind that investor borrowing remains at near record highs however, there have been signs that […]

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Booming building approvals and slowing population growth are reducing housing undersupply

Regional population growth data was recently released by the Australian Bureau of Statistics (ABS) for the year to June 2014. By combining this data over time with dwelling approvals over time we can derive localised information to approximate the extent of oversupply and undersupply in the capital city housing markets. The combined capital cities recorded […]

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