About Cameron Kusher

Cameron Kusher is RP Data’s senior research analyst, specialising in primary and secondary data analysis, property market commentary and consultancy. Cameron has a thorough understanding of the fundamentals such as demographics, trends, economics and spacial analysis and is a regular keynote speaker for property-related groups, regulated industry bodies, corporations and the government sectors. Follow Cameron on Twitter @cmkusher

Author Archive | Cameron Kusher

APRA’s ADI property exposures data for June 2014

The Australian Prudential Regulation Authority (APRA) released their quarterly Authorised Deposit-taking Institution (ADI) Property Exposures data for June 2014 earlier today.  The data always provides a valuable insight into current and historic mortgage lending by ADIs.  This quarter’s data showed some very interesting trends. Based on the value of all outstanding mortgages by households to [...]

Read full story Comments { 0 }

Housing finance data for June 2014

The total value of housing finance commitments increased by 1.0% in June 2014.  The total value of housing finance commitment is 15.6% higher year-on-year.  Meanwhile the number of housing finance commitments to owner occupiers has increased by 0.2% over the month and has increased by just 2.4% over the 2013/14 financial year. The total value [...]

Read full story Comments { 0 }

June 2014 building approvals data

The Australian Bureau of Statistics (ABS) released building approvals data for June 2014 earlier today.  National dwelling approvals fell by 5.0% over the month with house approvals falling by -2.6% and unit approvals down -8.4%.  Despite the fall in approvals over the month, a significant number of dwelling approvals remain in the pipeline.  Note that [...]

Read full story Comments { 1 }

Inflation adjusted home values are still lower than their previous peak across most cities

According to the RP Data-Rismark Home Value Index, combined capital city home values fell by -0.2% over the second quarter of 2014.  With the Australian Bureau of Statistics (ABS) releasing their Consumer Price Index (CPI) data this week, we can see that in ‘real’ terms home values across the combined capitals fell by -0.7% over [...]

Read full story Comments { 2 }

What can be done about the fading hopes of lower income earner’s owning a home?

Lower income earner’s hopes of owning a home have faded over the past two years due to the high rate of capital gain, so what can be done? In last week’s RP Data Research Blog I highlighted sales by price point across the capital cities.  The data showed a shortening supply of homes selling at [...]

Read full story Comments { 1 }

May 2014 Housing Finance Data

The Australian Bureau of Statistics (ABS) released housing finance data for May 2014 late last week with the data showing owner occupier housing finance commitments flat over the month.  The data also showed that the total value of housing finance commitments was -0.8% lower over the month.  Although this may be concerning, the number of [...]

Read full story Comments { 0 }

Fewer homes selling at lower price points as value growth surges

There’s no doubt about it, housing is becoming more expensive as home values rise.  The escalation in the cost of housing is forcing households to spend more to purchase a home; subsequently the deposit is also higher forcing many first home buyers to wait until later in life to purchase a home or consider a [...]

Read full story Comments { 1 }

May 2014 dwelling approvals

Not long before the Australian Bureau of Statistics (ABS) released building approvals data for May 2014, the Reserve Bank Governor (RBA) Glenn Stevens completed a presentation in Hobart.  Within that presentation Glenn Stevens stated “It would in my opinion be good, for a range of reasons, if it did persist for a while. If the [...]

Read full story Comments { 0 }

Forget affordability measures and ask yourself some tough questions

There are many measures of affordability in the marketplace, sadly I believe that many of these measures fail to accurately depict the affordability or otherwise of housing in Australia.  The main reason being that housing affordability is an extremely complex issue and many factors drive the affordability of housing.  In this blog post I am [...]

Read full story Comments { 0 }

Housing finance data for April 2014

Housing finance data for April 2014 was released today by the Australian Bureau of Statistics (ABS).  The headline figure for the number of owner occupier housing finance commitments was flat over the month however, dig a little deeper and there are some differing trends emerging. As mentioned, the number of owner occupier housing finance commitments [...]

Read full story Comments { 0 }